A Systematic Withdrawal Plan(SWP) is a strategic approach to redeem a fixed number of units from your investments at regular intervals. It is our version of Reverse Dollar-Cost Averaging. It is an excellent tool for investors who want to generate a steady income stream by systematically withdrawing units from their portfolio over a chosen period. The frequency can be daily, weekly, fortnightly, monthly, or quarterly which helps reduce the guess work of redeeming units at “the right time”.
How can I create a SWP?
Select the Kristal/ETF you wish to redeem and click on ‘Redeem’ ‘Select Order Type’ ‘SWP’. Specify the Units (minimum units apply), Frequency, Start & End Dates and Confirm the order.
Redemption proceeds will reflect in your Kristal account’s “Available Cash” within 2 business days. Ensure sufficient units are available in your portfolio for uninterrupted withdrawals.
Kristal Tip: Use SWPs to balance long-term growth with short-term income needs, all within your control.